Robert John Morton
Introduction
Basic Requirements
Utility Independence
Activity-Based Design
Terrestrial Dwelling
A Landshare Home
Other Designs
The Search for Land
Victims of a Scam
Satellite Survey
A Virtual Model
Below is the full account of the monthly payments made by Jessica, according to the contract, for the plot of land that she bought. All except two bank receipts are available. All payments are verified by bank statement.
Recebemos de [Jessica] a importância de R$200,00 (duzentos reais) referente à primeira das 32 parcelas mensais do pagamento dos lotes números 07 e 08 do Condomínio Ipê Amarelo (Reserva de Imóvel Rural No 034) do Complexo Ecoturístico Canela de Ema.
INTERURAL – EMPREENDIMENTOS TURÍSTICOS E PARTICIPAÇÕES LTDA
| Initial payment | 14/11/2001 | R$ 1,600.00 |
|---|---|---|
| Interural…Ltda | 25/01/2002 | 200.00 |
| Interural…Ltda | 25/02/2002 | 202.00 |
| Interural…Ltda† | 25/03/2002 | 204.02 |
| Interural…Ltda | 25/04/2002 | 206.06 |
| Interural…Ltda | 24/05/2002 | 208.12 |
| Interural…Ltda | 25/06/2002 | 210.20 |
| UNIBANCO | 25/07/2002 | 212.30 |
| UNIBANCO† | 25/08/2002 | 214.43 |
| UNIBANCO | 25/09/2002 | 216.57 |
| UNIBANCO | 25/10/2002 | 218.73 |
| UNIBANCO | 25/11/2002 | 220.92 |
| UNIBANCO | 25/12/2002 | 223.13 |
| UNIBANCO | 25/01/2003 | 225.36 |
| UNIBANCO | 25/02/2003 | 227.61 |
| UNIBANCO | 25/03/2003 | 229.89 |
| UNIBANCO | 25/04/2003 | 232.19 |
| UNIBANCO | 25/05/2003 | 234.51 |
| UNIBANCO | 25/06/2003 | 236.86 |
| UNIBANCO | 25/07/2003 | 239.22 |
| UNIBANCO | 25/08/2003 | 241.62 |
| UNIBANCO | 25/09/2003 | 244.03 |
| UNIBANCO | 25/10/2003 | 246.47 |
| UNIBANCO | 25/11/2003 | 248.94 |
| UNIBANCO | 25/12/2003 | 251.43 |
| Banco do Brasil | 26/01/2004 | 253.95 |
| Banco do Brasil | 25/02/2004 | 256.49 |
| Banco do Brasil | 24/03/2004 | 259.05 |
| Banco do Brasil | 26/04/2004 | 261.64 |
| Banco do Brasil | 24/05/2004 | 264.26 |
| Banco do Brasil | 23/06/2004 | 266.90 |
| Banco do Brasil | 26/07/2004 | 269.57 |
| Banco do Brasil | 24/08/2004 | 272.27 |
| TOTAL PAID | R$ 9,098.74 |
† receipt missing
Two payment receipts are missing: I have therefore calculated the amounts based on a growth of 1% per month.
The monthly payments grow at 1% a month as a supposed protection against inflation of the Real during the payment period. The final amount R$9098.74 compensates for a total inflation of 13.73425% over the 32 month payment period. R$ 8791.94304 the actual inflated figure over the 32 months. Jessica has overpaid by R$ 306.79696